Quick Online Loans
Higher amounts of cash, low interest rates, funding within minutes and an all-online lending process; these are only four of the features that makes 36MonthLoans the right choice when you need a personal loan. Add all these features to a simple and fast application, flexible repayment options and a professional support staff and what you get is the best choice for personal loans.
Taking out a loan is an important decision, and it is best to take your time and make sure that it's the best choice for you. Taking it slow is sometimes a good approach, but this doesn't mean that everything has to go slow. With 36MonthLoans you get personalized loans, for any personal reason in the most expeditious way possible.
Quick Online Application
The first step you must take after you have decided that a personal loan is the way to go is to fill out our online application. In two easy steps you can share with us all the information we need in order to properly help you find the best route to financial help.
Restructure your Debt
Personal loans with lower interest rates such as the ones you can find on our website can be used by people with multiple loans or high interest credit cards to restructure their debt.
This basically means that you take out a larger personal loan with a lower interest rate and use it to make a single payment each week that covers the loans or cards.
Quick Checks and Approval
The next step is performed entirely by us and involves checking the information you sent us on the first step and your score. Having a perfect credit score is not a must but it will have a great impact on your rates. Checking everything should only take a few minutes, and once finished your quick online loan will be just one step away.
Quick Funding Timeframe
When you have passed the second step, all you need to do is confirm the loan finalize the lending agreement. Once everything is set you will either have the funds wired to your bank account or depending on the lender you were matched with you will need to visit their nearest branch office to collect your funds. You will be provided an address upon signing the agreement.
Quick and Easy Repayments
It is very important that repaying the loan be as simple and convenient as applying for it. This is why the repayment process is automated, flexible and personalized. You only need to specify how you wish to pay the loan and the money will be withdrawn from your bank account on the day you chose. This way you never have to worry about missing payments.
The entire online process on our website should take only a few minutes to finalize and the money will be deposited in the shortest time possible, usually by the next day*;
depending on the lender you were matched with you may be required to pick up your funds at a nearby branch office. This makes our quick online loans possibly the fastest personal loans up to $5,000 on the web. Also it's important to remember that the loan rates will vary based on your credit history, loan size and, in some cases, whether collateral is provided. The lowest rates will always be provided to customers with better credit scores and secured loans.