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Personal Loans Made Easy

Helping thousands of people get a personal loan.

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Quick & Easy Personal Loans

Personal loans from our lenders are flexible, secure and quick loans that an eligible applicant can repay in up to 36 months. Whether you have a good or bad credit score you will always have the best chance of finding a personal loan through us. We only work with reputable lenders that believe in responsible lending and offer fast loan solutions that everyone can afford.

Quick Loan Application And Decision.

Personal loans are made easy with 36MonthLoans. Waste no time and start your loan application online right now. The lending process is quick and secure and you will know within minutes if you are matched with one of our lenders. Personal loans are made easy with 36MonthLoans. The process is completely online with no need for store front visits. The lending process is quick and secure - you will know if you are approved right away.

Less-than-perfect credit welcome.

We are trying to find the best loan solution regardless of your credit record. Our lenders provide personal loans for people with bad credit as well, loans with a fair APR based on credit records.

Loans with Flexible Payment Options.

Loan repayment should be easy and convenient and missing payments should always be avoided. Borrow up to 5000$, improve your credit score and get access to better loan rates.

So far 27604 people got a personal loan with our help.
  • Best loan experience

    Basically I woke up and decided I wanted to pay off all my credit card debts and the ridiculous finance charges I was getting each month. So I went on the 36month loan website and applied online and within 5 minutes I was approved for $5000 and had the money in my account within 15 min.
     

    Alex Keller, Customer

  • Very easy and did what they advertise

    I was hesitant at first to trust an online loan site but I did it anyway and am very happy I did. Y'all set me up with a lender who loaned me what I needed and a year to pay it off. This saved my Christmas and I thank you!
     

    Jana Salter, Customer

  • Highly Satisfied

    I secured my loan quickly and efficiently, it was a very smooth process. I'm very happy and if needed will definitely use their service again!
     

    Gregory Knotek, Customer

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Responsible lending & Understanding Loan Terms

Implications of Non-Payment

We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record. Read more »

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account. Nonpayment may affect your credit score. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders. Read more »

Loans Terms and Conditons

We do not charge any fee or cost to submit a loan request on 36monthloans.com. The APR on a personal loan from our network of lenders can range from 11.24% to 35%, with loan durations between 12 months and 36 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by lender, and to accept the loan agreement made directly between you and the lender.