Online Personal Loans in Texas
One of the most flexible and affordable types of financing that can be found online in this state are online personal loans. Personal Loans in Texas are generally reserved for customers with good credit score but subprime borrowers can also get approved. The rates at which personal loans go vary from lender to lender. On 36MonthLoans.com you may borrow up to $3,300 with interest rates as low as 30%. Depending on your needs you may also get approved for a higher amount with one of our partners.
Texas - Rates & Terms
$1,000 - $5,000
Interest Rate / APR:
12 months - 36 months
If you meet the requirements and qualify for one of our personal loans we will provide you with a financial solution tailored to your needs by matching you with a lender from our panel. Once approved for a loan you will be provided the full details of the offer including: interest rate, repayment term, payment amount and the total cost of the loan.
Credit Scores in Texas:
The average credit score in the state of Texas is 667 , which is below the average of the United States of America which is 687 (Experian national score in 2011). With a 667 Experian score the state of Texas is ranked on the 49th spot out of all the states in the USA 
The average score can even differ from city to city. Take Houston for example which in 2013 had an average score of 651, lower than the state average.
State of Texas Economic Indicators:
- Income per capita: $40,147 (in 2012); 
- Average weekly earnings: $787.47; 
- Average household income: $49,392; 
- State expenditures ($% in millions): 44,164 (estimated for 2012); 
- Unemployment rate: 6.4% (August 2013). 
The state of Texas is the second largest state in the United States based on population (after California) but is the largest state area wise. The Lone Star State as it is sometimes called contains diverse landscapes resembling both South America and the Southwestern United States. Because the state of Texas occupies such a large area it gives room to many industries.
One of the most important industries for the state of Texas is agriculture. The Lone Star is actually the state with the most farms and acreage in the United States of America. Aeronautics is another very important industry within this state with Houston as the Center of the National Aeronautics and Space Administration. Other important industries in Texas include: computer technology, defense contracting, energy, biomedical sciences and tourism.
Texans occupy workplaces in all of the industries mentioned above with incomes that can vary greatly. For those that sometimes get into financial difficulties many different types of loans can be found in Texas, from student loans to home loans and short term loans. Personal loans in Texas are a type of online finance that shares advantages with online loans and lower interest bank loans.