Online Personal Loans in North Carolina
North Carolina residents that are looking for a perfectly balanced loan can apply for a personal loan directly on our website. Personal loans in North Carolina are completely online, with funds transferred directly to the borrowers bank account, have interest rates as low as 25% (the rates may vary from borrower to borrower) and maximum amounts up to $5,000. The best part is that they can be repaid in installments over a few years. While bank loans are slow and online short term loans are expensive, our personal loans strike a good middle point between the two and this is what makes personal loans a very attractive financial solution.
North Carolina - Rates & Terms
$1,000 - $5,000
Interest Rate / APR:
12 months - 36 months
If you meet the requirements and qualify for one of our personal loans we will provide you with a financial solution tailored to your needs, based on your financial eligibility. Once approved for a loan you will be provided the full details of the offer including: interest rate, repayment term, payment amount and the total cost of the loan.
Credit Scores in North Carolina
The average statewide credit score of North Carolina was 679 in 2011 when Experian performed a survey over the entire USA. Experian, one of the most important credit reporting agencies in the United States analyzed over three million credit profiles with scores between 330 and 830 and compiled the average credit scores for all the states. The US average at that time was 687, putting North Carolina on the 37th place among the 50 states.
More about Installment Loans in North Carolina
Situated in the Southeastern part of the United States of America, the State of New Carolina is the 28th most extensive state, the 10th most populous state and 15th based on population density. Also known as the Old North State and the Tar Heel State, North Carolina is a state whose economy once relied heavily on tobacco, textiles and furniture but has slowly diversified and moved towards more diverse industries such as engineering, energy production, biotechnology and finance.
While the economy of North Carolina has recently expanded to various different fields, agriculture is still one of the state's leading industries with agricultural products which include: poultry, eggs, tobacco, milk, cattle, sweet potatoes and soybeans. North Carolina's industrial output consists mostly of textiles, chemicals, electrical equipment, paper and pulp and paper products. Tobacco is one of the earliest sources of revenue and is still very important for the local economy. Tourism also plays a big role in North Carolina as the state is the 6th most visited state in the country.
While North Carolina is not one of the wealthiest or the most economically advanced state in the USA it does provide a large variety of employment opportunities for its people. As with any state, not all of the residents will have a steady income and sometimes a loan may be needed. 36MonthLoans works to meet those needs with personal loans. Online personal loans in North Carolina are a great solution for borrowers with above average credit scores in need of a low interest loan in a short amount of time.
State of North Carolina Economic Indicators:
- Income per capita: $35,638; 
- Average weekly wage: $817 (third quarter 2013) 
- Average household income: $43,916 (2011);
- State expenditures ($ in Millions): 51,389; 
- Unemployment rate: 6.3%