Online Personal Loans in Georgia
A fast, flexible and relatively cheap type of loan, personal loans in Georgia are perfect for borrowers with above average credit scores. Compared to other types of online loans, personal loans have much better interest rates while also keeping the other features that makes them attractive, such as: a completely online process, lack of need for any paperwork and flexible installment plans. Applying for a personal loan is easy and you can start the process by clicking on the apply button below.
Georgia - Rates & Terms
$1,000 - $5,000
Interest Rate / APR:
12 months - 36 months
If you meet the requirements and qualify for one of our personal loans we will provide you with a financial solution tailored to your needs, based on your financial eligibility. Once approved for a loan you will be provided the full details of the offer including: interest rate, repayment term, payment amount and the total cost of the loan.
Credit Scores in Georgia:
According to the experian research performed in 2011, the state of Georgia ranked 46th out of all the 50 U.S. states based on it's average credit score, which was 670 at that time. The research performed by this major credit reporting agency also showed that the U.S. average was 687 and that the lower than average credit score of Georgia was within the southern state pattern
State of Georgia Economic Indicators:
- Income per capita: $35,490; 
- Average weekly wage: $867; 
- Average household income: $46,007; 
- State expenditures ($ in millions): 39,433; 
- Unemployment rate: 7.7% 
Some of the most productive industries in Georgia are: mining, the textile industry, automobile manufacturing (Kia Motors Manufacturing), transportation equipment, paper and chemical products, electric equipment manufacturing, agriculture and tourism. As mentioned, tourism is a very important industry, especially in the Atlanta area. Some of the most important destinations in this area being Stone Mountain, World of Coke, Zoo Atlanta and the Georgia Aquarium, the largest aquarium in the world.
While Georgia is well developed economically it also has one of the lowest average credit score in the United States, ranking 46th according to a 2011 research performed by Experian. Because of this, financial help is sometimes needed by Georgian residents with lower incomes. Personal Loans in Georgia are flexible online financing solutions that can be accessed completely online and can be used even for urgent situations.
The State of Georgia, also known as the Peach State of the Empire State of the South is one of the original Thirteen British Colonies and takes it's name after King George II of Great Britain. Georgia was also one of the original Confederate States along with Alabama, Mississippi, Louisiana, Texas, Florida and South Carolina. According to it's size, Georgia ranks 24th within the U.S. states and 6th based on population.
Georgia is one of the most economically sound states in the Union. Within the state of Georgia 15 Fortune 500 and 26 Fortune 1000 companies have their headquarters. Important companies with headquarters in Georgia include, UPS, Coca-Cola, Home Depot, Delta Air Lines and others.