Where can I get a personal loan?
The best place where someone in need of financing can get a personal loan is online, through a specialized web site. Yes, you could also find lenders in the newspaper or in your neighborhood but applying for a personal loan online is faster, easier and hassle free.
How to apply for an online personal loan:
Most online lenders use a simple but effective lending process that involves the borrower submitting an online form with personal information, an approval period and the funding of the loan.
Here is how you can apply for a personal loan through our web site:
Fill The Form.
Submit the application and tell us how much you want to borrow.
If you are an eligible borrower your personal loan will be approved.
Approved funds will be picked up personally or wired to your account.
You can also find loan matching services online that work with multiple lenders. This is how 36MonthLoans works as well. By applying with this type of service you increase your chances of approval as you apply with all the lenders with a single application.
Key Features of personal loans:
Personal loans are a great solutions for financing. They are fast, affordable and easily accessible. They can also be used for any reason, from home improvement to starting a business. Here are just some of the key features of personal installment loans:
Through a personal loan you can borrow up to $25,000, more than with other loans.
The interest rates for personal are much lower than those of other online loans.
Up to 36 months repayment time. Flexible repayment plan with easy installments.
Personal loans are, most of them, unsecured loans. This means there is no need for a guarantor.
Can i get a personal loan with bad credit?
A borrower's credit score is very important, especially in the case of unsecured personal loans, where there is no need for the borrower to provide collateral. Basically, the better your credit score, the better your chances of approval are. Borrowers with high credit scores also gain access to personal loans with lower interest rates.
This however does not mean that you cannot get a personal loan with bad credit. However your chances of approval will be lower and the interest rate will be higher. But if you get approved for a personal loan and make all your payments on time, you can improve your credit score and get better and better rates over time.